Terms of Use

Last Updated February 1, 2018

THIS AGREEMENT REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMITS THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.

These Terms of Service (the “Terms”) govern your use of the software application entitled “Glendor” across all platforms on which it is available (the “App” or “Product”) and your use of the website available at www.glendor.com (the “Site”). The App and Site are provided by Glendor, Inc. (“we”, “us”, or “Glendor”).

For ease of reference, we may also use the term “Services” to refer collectively to full suite of functions provided by the App, the Site, and our hosted system and servers.

PLEASE REVIEW THESE TERMS BEFORE USING THE APP, SITE, OR SERVICES, AS THEY MAY HAVE CHANGED SINCE YOUR LAST VISIT. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE APP, SITE, OR SERVICES. BY USING THE SERVICES, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS.

We may amend these Terms at any time by posting the amended terms on the Site and notifying users by email about the changes. All amended terms will be automatically effective without further notice upon posting. Your continued use of the Service shall constitute your consent to the then current version of these Terms.

1. REGISTRATION. To use the Service, you will first need to create an account (“Account”). You may do so by creating an Account using the App or the Site. Persons under 18 years old (“Minors”) are not permitted to register for an account.

2. OWNERSHIP. Except for your Personal Health Data and Payment Data, or unless otherwise noted, the Services, App, and Site, and all text, content and documents on the App, Site, or Service, including any names, logos, trademarks, service marks, brand identities, characters, trade names, graphics, designs, copyrights, trade dress, or other intellectual property appearing in and used to operate the App, Site, or Service, and the organization, compilation, and look and feel of the App, Site, or Service, and all intellectual property rights relating thereto (the “Content”) are, as between you and us, owned by Glendor or used with permission or under license from a third party, such as your Insurance Provider or Payment Processor (each an “Owner”), and are protected under copyright, trademark and other intellectual property and proprietary rights laws. All right, title and interest in and to the Content will at all times remain with Glendor or the applicable Owner. All brand names, product names, titles, slogans, logos, or service names and other marks used on the App, are registered and/or common law trade names, trademarks or service marks of Glendor or the applicable Owner.

3. LICENSE AND RESTRICTIONS. Subject to the terms and conditions of this Agreement, Glendor grants you a personal, revocable, limited, non-transferable, non-sublicenseable, license to use the Services to manage your own and your extended family healthcare billing and insurance data for non-commercial purposes only. Any rights not expressly granted herein are reserved. Glendor has no obligation to provide any support or maintenance with respect to the App or Services. You are permitted to use the Services and the Content for lawful purposes as provided in these Terms only. You shall not:

·         use any high volume automatic, electronic or manual process to access, search or harvest information from the Service (including without limitation robots, spiders or scripts);

Glendor reserves all other rights. Except as expressly provided herein, nothing on the App shall be construed as conferring any license under Glendor and/or its Owner’s intellectual property rights, whether by estoppel, implication or otherwise. Notwithstanding anything herein to the contrary, Glendor may suspend or revoke any of the foregoing rights and/or your access to the Service, or any part thereof, including the blocking of your IP Address, at any time without prior notice.

4. PRIVACY POLICY AND FEEDBACK. Glendor takes your privacy very seriously. Glendor’s online Privacy Policy is incorporated herein by reference and describes the collection, use and disclosure of certain information that may be provided in connection with your use of the Service, including usage data, healthcare information, and PHI. Please read and understand our Privacy Policy before accessing our using the Service.

5. NO ARCHIVE. The Service stores your account information as well as usage data, healthcare information voluntarily provided, and certain PHI. However, the Service is not intended to function as an archive and you should always maintain independent backup copies of your healthcare data and PHI. Glendor shall have no liability to you or any other person for loss, damage, or destruction to your information, including any data created as a result of using Glendor Services.

6. DISPUTES; RELEASE. Glendor expressly disclaims any liability or claims that may arise between users of our Services. You are solely responsible for your interactions with any Medical Service Provider or Payment Processor and any disputes that arise from interactions with any of the foregoing. Because Glendor is not responsible for the interaction between you and Medical Service Providers or Payment Processors, you hereby release Glendor (and our officers, directors, agents, investors, subsidiaries, and employees) from any and all claims, demands, or damages (actual or consequential) of every kind, known and unknown arising out of or in any way related with any dispute with any Medical Service Provider or Payment Processor. If you are a California resident, in connection with the above release, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”

7. DISCLAIMERS. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE SERVICE, INCLUDING THE APP AND THE SITE, IS AT YOUR SOLE RISK AND THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE, INCLUDING THE APP AND THE SITE, AND ANY CONTENT OR INFORMATION PROVIDED BY THE SERVICE, INCLUDING THE APP AND THE SITE, ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND GLENDOR HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE SERVICE, INCLUDING THE APP AND THE SITE, AND ANY CONTENT OR INFORMATION PROVIDED BY THE SERVICE, INCLUDING THE APP AND THE SITE, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF QUIET ENJOYMENT, AND NONINFRINGEMENT OF THIRD PARTY RIGHTS. GLENDOR DOES NOT WARRANT THAT THE SERVICE, INCLUDING THE APP AND THE SITE, OR ANY CONTENT PROVIDED BY THE SERVICE, INCLUDING THE APP AND THE SITE, INCLUDING ANY THIRD PARTY CONTENT, WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE SERVICE, INCLUDING THE APP AND THE SITE, WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE SERVICE, INCLUDING THE APP AND THE SITE, WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY GLENDOR OR ITS AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY.

8. INDEMNITY. YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS GLENDOR, ITS OFFICERS, DIRECTORS AND ITS SUBSIDIARIES, AGENTS, LICENSORS, MANAGERS, AND OTHER AFFILIATED COMPANIES, AND THEIR EMPLOYEES, CONTRACTORS, AGENTS, OFFICERS AND DIRECTORS, FROM AND AGAINST ANY AND ALL CLAIMS, DAMAGES, OBLIGATIONS, LOSSES, LIABILITIES, COSTS OR DEBT, AND EXPENSES (INCLUDING BUT NOT LIMITED TO ATTORNEY'S FEES) ARISING FROM: (A) YOUR USE OF AND ACCESS TO THE SERVICE, INCLUDING ANY DATA OR CONTENT TRANSMITTED OR RECEIVED ON YOUR BEHALF; (B) YOUR VIOLATION OF ANY TERM OF THESE TERMS; (C) YOUR VIOLATION OF ANY THIRD-PARTY RIGHT, INCLUDING WITHOUT LIMITATION ANY RIGHT OF PRIVACY OR INTELLECTUAL PROPERTY RIGHTS; (D) YOUR VIOLATION OF ANY APPLICABLE LAW, RULE OR REGULATION; OR (E) ANY OTHER PARTY'S ACCESS AND USE OF THE SERVICE WITH YOUR UNIQUE USERNAME, PASSWORD OR OTHER APPROPRIATE SECURITY CODE.

9. LIMITATION OF LIABILITY. TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL GLENDOR, ITS OFFICER AND DIRECTORS BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY, DIRECT, INDIRECT ORCONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SERVICE, INCLUDING THE APP AND THE SITE, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF GLENDOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL GLENDOR’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY APPLICABLE LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF ONE HUNDRED DOLLARS ($100.00). THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

10. ARBITRATION; APPLICABLE LAW.

THIS AGREEMENT REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMITS THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE. PLEASE READ THIS CAREFULLY. IT AFFECTS YOUR RIGHTS.

Except for a claim by Glendor of infringement or misappropriation of Glendor’s patent, copyright, trademark, or trade secret, any and all disputes between you and Glendor arising under or related in any way to these Terms must be resolved through binding arbitration as described in this section. This agreement to arbitrate is intended to be interpreted broadly. It includes, but is not limited to, all claims and disputes relating to your use of the App.

YOU AGREE THAT BY ENTERING INTO THIS AGREEMENT, YOU AND GLENDOR ARE EACH WAIVING THE RIGHT TO TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. YOU AND GLENDOR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. ANY ARBITRATION WILL TAKE PLACE ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT PERMITTED.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes of the American Arbitration Association (“AAA”), as modified by this section. For any claim where the total amount of the award sought is $10,000 or less, the AAA, you and Glendor must abide by the following rules: (a) the arbitration shall be conducted solely based on written submissions; and (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties. If the claim exceeds $10,000, the right to a hearing will be determined by the AAA rules, and the hearing (if any) must take place in Salt Lake City, UT. The arbitrator’s ruling is binding and may be entered as a judgment in any court of competent jurisdiction. In the event this agreement to arbitrate is held unenforceable by a court, then the disputes that would otherwise have been arbitrated shall be exclusively brought in the state or federal courts located in Salt Lake City, Utah. Claims of infringement or misappropriation of Glendor’s patent, copyright, trademark, or trade secrets shall be exclusively brought in the state and federal courts located in Salt Lake City, Utah.

You may opt out of this agreement to arbitrate. If you do so, neither you nor Glendor can require the other to participate in an arbitration proceeding. To opt out, you must notify Glendor in writing within 30 days of the date that you first became subject to this arbitration provision. The opt-out notice must state that you do not agree to the Agreement To Arbitrate and must include your name, address, phone number, and your Glendor account to which the opt-out applies. You must sign the opt-out notice for it to be effective.

This procedure is the only way you can opt out of the Agreement To Arbitrate and a clear statement that you want to opt out of this Agreement To Arbitrate. You must use this address to opt out:

Glendor, Inc. ATTN: Arbitration Opt-out Glendor, Inc., 13894 S. Bangerter Pkwy Suite 200, Draper, UT 84020.

This Arbitration section will survive the termination of your relationship with Glendor.

The laws of the State of Utah, excluding its conflicts of law rules that would result in the laws of a State other than Utah, govern this license and your use of the App.

11. ABILITY TO ACCEPT TERMS OF USE. You affirm that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms, and to abide by and comply with these Terms. You acknowledge that you have been informed in writing that this Agreement is a legal document in which you are waiving certain legal rights and agreeing to certain legal obligations. You acknowledge that you read and understand the terms of this Agreement and that you have been advised by the Company to consult with an attorney regarding this Agreement. You further acknowledge that you have had reasonable and sufficient time to review this Agreement with an attorney of your choice, and that you are voluntarily entering into this Agreement without duress or coercion.

12. ASSIGNMENT. These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Glendor without restriction.

13. MISCELLANEOUS. Glendor failure to enforce any provision of these Terms shall not be deemed a waiver of such provision nor of the right to enforce such provision. If any part of these Terms is determined to be invalid or unenforceable pursuant to applicable law, including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall continue in effect. A printed version of these Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

14. TERMINATION. Glendor may cancel, suspend or block your use of the Service without notice in its discretion. Your right to use the Service will end once your registration is terminated, and any data you have stored on the Service may be unavailable later. At this time the services are free of charge, however Glendor may begin charging for the use of the services at any time as we inform you of the new payment terms. You may terminate your registration at any time. YOU AGREE THAT GLENDOR WILL NOT BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE SERVICE. Any limitations on liability that favor Glendor will survive the expiration or termination of these Terms for any reason.

15. NOTICES AND AGREEMENT TO BE BOUND BY ELECTRONIC SIGNATURE. Your affirmative act of using the App or Site, or registering for the Service constitutes your electronic signature to these Terms and your consent to enter into agreements with Glendor electronically. You also agree that Glendor may send any privacy or other notices, disclosures, reports, documents, communications or other records regarding the App (collectively, “Notices”) in electronic form to the e-mail address that you provided during registration. The delivery of any Notice form is effective when sent by Glendor, regardless of whether you read the Notice when you receive it or whether you actually receive the delivery. You can withdraw your consent to receive Notices electronically by canceling your Account. You must give notice to us in writing via email to info@glendor.com or as otherwise expressly provided. All contracts completed electronically will be deemed for all legal purposes to be in writing and legally enforceable as a signed writing.

16. NO MEDICAL ADVICE. The Service and its contents are for informational purposes only and include third-party information over which Glendor has no control. The Service and its contents are not intended to be a substitute for professional medical advice, diagnosis, or treatment. Reliance on any information provided by the Glendor or third parties on the Service is solely at your own risk.

17. APP STORE TERMS. Glendor and you each acknowledge that this Agreement is concluded between Glendor and you only, and not with Apple, Inc., or Google, Inc. or any other third party platform for software applications. Glendor, not Apple or Google or other third party software platform, is solely responsible for App and the content thereof. To the extent this Agreement provides for usage rules for App that are less restrictive than the Usage Rules set forth for App in, or otherwise is in conflict with, the App Store Terms of Service, or any similar policy published by Google, the more restrictive of conflicting Apple or Google term, as applicable, applies.

The license granted to you for App is limited to a non-transferable license to use App on an iOS Product that you own or control and as permitted by the Usage Rules set forth in the App Store Terms of Service or any similar policy published by Google from time to time.

Glendor is solely responsible for providing any maintenance and support services with respect to App, as specified in this Agreement (if any), or as required under applicable law. Glendor and you acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to App.

Glendor is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of App to conform to any applicable warranty, you may notify Apple or Google, as applicable, and Apple or Google will refund the purchase price for App to you; and to the maximum extent permitted by applicable law, neither Apple nor Google will have any other warranty obligation whatsoever with respect to App, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be Glendor’s sole responsibility.

Glendor and you acknowledge that Glendor, not Apple or Google, is responsible for addressing any claims of you or any third party relating to App or your possession and/or use of App, including, but not limited to: (i) product liability claims; (ii) any claim that App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.

Glendor and you acknowledge that, in the event of any third party claim that App or your possession and use of App infringes that third party’s intellectual property rights, Glendor, and neither Apple nor Google, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.

You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

You acknowledge and agree that Apple and Google, and their subsidiaries, are third party beneficiaries of this Agreement, and that, upon your acceptance of the terms and conditions of this Agreement, Apple or Google, as applicable will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third party beneficiary thereof.